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Insurance Information
PPO
PPO
PPO
Features:
- No referrals required
- Out-of-network coverage available
- Greater flexibility
Best For:
- People who want flexibility
- Frequent travelers
- Specialist access
HMO
PPO
PPO
Features:
- Requires Primary Care Physician
- Referral needed for specialists
- Network-based care
Best For:
- Lower monthly cost
- Predictable expenses
ACA
PPO
ACA plans are Marketplace plans that may provide financial assistance based on income.
Out-of-Pocket
Out-of-Pocket
The most you pay in a year before insurance covers 100% of covered services.
Network
Out-of-Pocket
Network
A network is the group of doctors and hospitals covered by your plan.
In-Network: Lower cost
Out-of-Network: Higher cost
Premium
Out-of-Pocket
Network
A premium is the monthly payment you make to keep insurance active.